A currency cross pair (also known as a cross-currency pair, or simply a “cross”) is a currency pair that does not include the US dollar. There was a time when you cannot change currencies without having to convert it first to dollars. For example, if you have GBP and you want to convert it to [...]
Work & Money Recipes for Life
Finding Funds, Fast – where to get money when you don’t have any
Even though you diligently save money for a rainy day, sometimes you just find yourself in an emergency situation where you desperately need funds and what you have in the bank is either not enough or (worst case scenario) is not there anymore. What do you do? Go Online Make an inventory of the things [...]
5 Common, Yet Avoidable, Misdemeanors
No one wants to break the law, however, people often put themselves, and others at risk by committing seemingly innocent acts which, unbeknownst to them, are actually already misdemeanors. The legal definition of misdemeanor (also misdemeanour) is: a lesser crime punishable by a fine and/or county jail time for up to one year. Misdemeanors are distinguished from felonies [...]
The Basics of the Forex Market
Currencies exchange, which is also known by many names that include the foreign exchange market, forex market or simply the FX market, is one of the busiest and most active financial markets on the planet. The Forex market is where the global commercial and investment flows meet and intersect. The very origins of the market [...]
Going Global: Get Your Graduate Degree Overseas
If you didn’t find time to study abroad as an undergraduate and are thinking about going to graduate school, now may be the perfect time to look into opportunities overseas. Plenty of prestigious universities around the world offer graduate degrees, and when you study abroad, you’re getting more than just an education – you’re getting [...]
Debt Etiquette (What to do when you find yourself in debt)
Admit it, you are in debt. It’s all right, being in debt, in one way or another, is quite normal in today’s world. Gone are the days when items are paid in full (and in cash). Nowadays, people put purchases on credit or get loans to buy bigger and more expensive items such as cars [...]
How to Shop for Clothes – Without Breaking the Bank
Has this ever happened to you? You open the doors of your wardrobe closet and, even though it’s teeming with clothes, you sigh and say, “I’ve got nothing to wear!” If this sounds familiar, it may be time to have a wardrobe revamp! Out with the old and in with the new!
Key Considerations When Applying for Student Loans
Not every college student is capable of financing his tertiary education. Each year, thousands of parents and college students themselves apply for a student loan. In fact, many complete their college and enter the working force still with remaining loan debt. Data from the American Student Assistance (ASA) showed that of the nearly 20 million [...]


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