4 Reasons Why Borrowing from Your 401(K) is a Bad Idea

Borrowing money from a 401(K) is unfortunately a pretty common practice. Though majority of people with 401(K) plans do not touch their retirement savings and take out a loan against it, there are enough people who do so, committing a mistake with serious financial repercussions. Photo Credit: 401(k) 2013 While borrowing from your 401(K) may […]

Four Reasons Why You Shouldn’t Rely on Social Security When You Retire

People who have watched the news regularly over the past few years have heard a lot of discourse about the Social Security system in the United States. The truth is that those who have been counting on it to fund their retirement should think twice. Fortunately, people whose physical disability has prevented them from working […]

5 Secrets to a Happy Retirement


When people prepare for retirement, they often think about saving money. But financial security or even finding a good retirement community is just part of enjoying the ‘golden years.’ There are many, many retirees who become depressed or discontent, not because they don’t have enough cash, but they no longer have a sense of purpose. […]

How to Pay Off Your Credit Card Debt FAST

Cut Credit Card Debt

The maxim that “credit cards are evil” may not be true per se, but anyone who has experienced being in the quicksand called credit card debt will know just how awful it can be. When used responsibly, credit cards can be very useful. However, once you start accumulating credit card debt, you might be surprised […]

How to Prepare for Retirement

retirement investing

Retirement is something that we all look forward to, and for those who work hard for practically every day of their lives, retirement serves as some sort of reward. However, unless you were born rich or you receive an inheritance somewhere along the way, it is absolutely necessary for you to make sure that you […]

Things You Should Know About Your 401(k)


Retirement is something that working people look forward to. Indeed, many of us dream of retiring as early as possible so as to enjoy our lives without working our bums off. In the United States, the majority of workers prepare for their retirement by putting money into 401(k) plans while they are still part of […]