Going into a mall during the holidays can be as dangerous as sending an alcoholic into an open bar. The sales, the artful displays, and the pushy salesclerks can all woo you into buying something you don’t need, or worse, can’t afford. Here are some ways to curb compulsive shopping so you save your money [...]
Finances & Credit Recipes for Life
How to protect yourself from holiday debt
Shopping’s fun…until you get the credit card bill. While we won’t deprive you of your God-given right to buy something you love, ask yourself if it’s worth waking up neck-deep in debt and working ‘round the clock just to pay off the interest. The secret is a happy balance: shop smart and protect yourself from [...]
Cheap gadgets that can slash your electricity bill
Is your electricity bill out of control? A few simple changes can help you lower your bill (so you can spend your hard-earned money on other things). You’d be surprised at the little things that “eat” your electricity—like the type of bulbs or even your showerhead in your home. Find the small changes that can [...]
Overview of settling disputes on a will
Someone dies, without leaving a will and testament—or that will is contested, by heirs who feel they didn’t get their rightful share. What happens next? Lawyers explain the legal options, and what they can expect in the long and often frustrating wait for the case to be resolved in the courts.
Save Money with Helpful Online Home Insurance Calculators
Acquiring a home does not mean that your personal responsibility has ended. In fact, it just started because there are things that you have to know and learn, aside from other expenditures that you have to fulfill according to what the law has set forth. Securing it with the best home insurance policy that will [...]
How to save money on dry cleaning
How much do you spend on professional dry cleaning ? Those bills add up, and you’d be surprised at how they can accumulate over a year. Controlling your dry cleaning can free your budget for more important things. Here are some facts and tips that can help you decide which items can be safely washed [...]
Different kinds of insurance plans
Looking for an insurance policy? There are a lot of different kinds of insurance plans—and that’s a good thing (more options!) and a bad thing (all those policies are confusing!) Here’s a simple guide to understanding common insurance policies, so you will be able to find the best one to manage your funds and achieve [...]
How to teach your kids to save
We’d like to give our children everything, but one of the best things we can do is to teach them to earn what they want, or at least save for it. It may hurt us to say no (especially when they start whining or crying) but they need to have these money skills. And it’s [...]
Tips for getting buyers for your home
Are you thinking of selling your home? Here are some ways to help you attract buyers—and the more buyers you have, the greater the chances of commanding the best price for your property. We also give ideas on small, affordable changes you can make that will increase the value of your home, and possibly convince [...]
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