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Finances & Credit Recipes for Life

Taking out a Home Loan: Banks vs Mortgage Brokers

If you are looking for a lender from whom you can take out a mortgage, then you have two options. You can take a home loan directly from a bank or you can employ the services of a mortgage broker. It is smart to know when to directly get a loan from the bank and [...]

Tips for Taking Out a Student Car Loan

A car can be a necessity for a college student, especially if they have a part-time job. Unfortunately, it can be difficult for students to get a car loan because they have no credit history and insufficient income. Getting a student car loan is possible, however, and it is important to follow these tips when [...]

Save money at the supermarket

You can eat well without spending a fortune! Here are some ways to get the most out of your food budget. You’ll save big bucks (and who doesn’t want that?) and even eat healthier, too.

Your First Mortgage: Steps You Should Take

Getting a first mortgage can be quite a daunting experience for many people who plan to buy their first home. Some think that is a very stressful thing that one has to go through to fulfill their dreams of owning their own house. But it doesn’t have to a stressful experience.

How to avoid compulsive shopping during the holidays

Going into a mall during the holidays can be as dangerous as sending an alcoholic into an open bar. The sales, the artful displays, and the pushy salesclerks can all woo you into buying something you don’t need, or worse, can’t afford. Here are some ways to curb compulsive shopping so you save your money [...]

How to protect yourself from holiday debt

Shopping’s fun…until you get the credit card bill. While we won’t deprive you of your God-given right to buy something you love, ask yourself if it’s worth waking up neck-deep in debt and working ‘round the clock just to pay off the interest. The secret is a happy balance: shop smart and protect yourself from [...]

Cheap gadgets that can slash your electricity bill

Is your electricity bill out of control? A few simple changes can help you lower your bill (so you can spend your hard-earned money on other things). You’d be surprised at the little things that “eat” your electricity—like the type of bulbs or even your showerhead in your home. Find the small changes that can [...]

Overview of settling disputes on a will

Someone dies, without leaving a will and testament—or that will is contested, by heirs who feel they didn’t get their rightful share. What happens next? Lawyers explain the legal options, and what they can expect in the long and often frustrating wait for the case to be resolved in the courts.

Save Money with Helpful Online Home Insurance Calculators

Acquiring a home does not mean that your personal responsibility has ended. In fact, it just started because there are things that you have to know and learn, aside from other expenditures that you have to fulfill according to what the law has set forth. Securing it with the best home insurance policy that will [...]